:root{
  --bg:#ffffff;
  --paper:#ffffff;
  --soft:#f7f8fb;
  --soft-2:#f2f5f8;
  --navy:#0c1b33;
  --navy-2:#12345b;
  --charcoal:#253041;
  --muted:#667085;
  --line:#e4e8ef;
  --gold:#b6904b;
  --blue:#355c86;
  --success:#2f6f5e;
  --shadow:0 16px 40px rgba(12,27,51,.08);
  --radius:18px;
  --max:1160px;
}
*{box-sizing:border-box}
html{scroll-behavior:smooth;background:#fff}
body{margin:0;background:#fff;color:var(--charcoal);font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;font-size:16px;line-height:1.72;text-rendering:optimizeLegibility;-webkit-font-smoothing:antialiased}
a{color:var(--navy-2);text-decoration:none}a:hover{text-decoration:underline;text-underline-offset:3px}
.container{width:min(var(--max),calc(100% - 44px));margin-inline:auto}
.skip-link{position:absolute;left:-999px;top:auto}.skip-link:focus{left:20px;top:20px;z-index:9999;background:#fff;border:1px solid var(--line);padding:10px 14px;border-radius:10px}
.site-header{position:sticky;top:0;z-index:60;background:rgba(255,255,255,.94);backdrop-filter:saturate(180%) blur(14px);border-bottom:1px solid var(--line)}
.nav-wrap{height:78px;display:flex;align-items:center;justify-content:space-between;gap:24px}.brand{display:flex;align-items:center;gap:12px;color:var(--navy);font-weight:720;letter-spacing:-.02em}.brand-mark{width:38px;height:38px;border:1px solid #d8dde6;border-radius:12px;display:grid;place-items:center;background:linear-gradient(180deg,#fff,#f7f8fb);font-family:Georgia,serif;color:var(--gold);font-weight:700}.brand small{display:block;color:var(--muted);font-weight:520;font-size:12px;letter-spacing:.02em;margin-top:-3px}.nav{display:flex;align-items:center;gap:2px}.nav a{color:#344054;font-weight:610;font-size:14px;padding:10px 11px;border-radius:10px}.nav a:hover,.nav a.active{background:#f4f6f9;color:var(--navy);text-decoration:none}.menu-toggle{display:none;border:1px solid var(--line);background:#fff;border-radius:12px;padding:10px 12px;color:var(--navy);font-weight:650}
.hero{position:relative;background:linear-gradient(180deg,#fff 0%,#f8fafc 100%);border-bottom:1px solid var(--line);overflow:hidden}.hero:before{content:"";position:absolute;inset:0;background:radial-gradient(circle at 85% 20%,rgba(53,92,134,.10),transparent 30%),radial-gradient(circle at 12% 20%,rgba(182,144,75,.10),transparent 28%);pointer-events:none}.hero-inner{position:relative;display:grid;grid-template-columns:minmax(0,1.15fr) minmax(320px,.85fr);gap:56px;align-items:center;padding:86px 0}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--blue);font-size:13px;font-weight:720;letter-spacing:.08em;text-transform:uppercase;margin-bottom:16px}.eyebrow:before{content:"";width:28px;height:1px;background:var(--gold)}
h1,h2,h3{color:var(--navy);line-height:1.15;margin:0 0 16px;letter-spacing:-.035em}h1{font-family:Georgia,"Times New Roman",serif;font-weight:580;font-size:clamp(40px,5vw,64px);max-width:880px}h2{font-family:Georgia,"Times New Roman",serif;font-weight:580;font-size:clamp(30px,3.3vw,42px)}h3{font-size:clamp(20px,2vw,24px);font-weight:720;letter-spacing:-.02em}.lead{font-size:clamp(18px,1.6vw,21px);color:#475467;max-width:760px;line-height:1.75;margin:0 0 26px}.measure{max-width:760px}.hero-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:30px}.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;border-radius:999px;padding:12px 18px;font-weight:720;border:1px solid transparent;transition:.18s ease;font-size:14px}.btn.primary{background:var(--navy);color:#fff}.btn.primary:hover{background:#172842;text-decoration:none;transform:translateY(-1px)}.btn.secondary{background:#fff;color:var(--navy);border-color:#d8dde6}.btn.secondary:hover{background:#f7f8fb;text-decoration:none}.btn.text{padding-left:0;color:var(--navy-2)}
.hero-panel{background:#fff;border:1px solid var(--line);border-radius:26px;box-shadow:var(--shadow);padding:28px}.panel-title{font-size:13px;font-weight:800;color:var(--blue);letter-spacing:.08em;text-transform:uppercase;margin-bottom:18px}.signal-list{list-style:none;margin:0;padding:0;display:grid;gap:14px}.signal-list li{display:flex;gap:12px;align-items:flex-start}.signal-list li:before{content:"";width:8px;height:8px;border-radius:50%;background:var(--gold);margin-top:10px;flex:0 0 auto}.signal-list strong{display:block;color:var(--navy);font-size:15px}.signal-list span{display:block;color:var(--muted);font-size:14px;line-height:1.55}.section{padding:72px 0}.section.soft{background:var(--soft);border-block:1px solid var(--line)}.section.compact{padding:48px 0}.section-head{display:flex;align-items:end;justify-content:space-between;gap:28px;margin-bottom:32px}.section-head p{max-width:680px;color:var(--muted);margin:0}.kicker{font-size:13px;text-transform:uppercase;letter-spacing:.09em;color:var(--blue);font-weight:780;margin-bottom:10px}.grid{display:grid;gap:22px}.grid.three{grid-template-columns:repeat(3,minmax(0,1fr))}.grid.two{grid-template-columns:repeat(2,minmax(0,1fr))}.grid.four{grid-template-columns:repeat(4,minmax(0,1fr))}.card{background:#fff;border:1px solid var(--line);border-radius:var(--radius);padding:26px;box-shadow:0 10px 30px rgba(12,27,51,.04)}.card h3{margin-bottom:10px}.card p{margin:0;color:#566175}.card ul{margin:16px 0 0;padding-left:20px;color:#566175}.card li{margin:7px 0}.card-link{display:inline-flex;margin-top:16px;font-weight:720;color:var(--navy-2)}.stat-row{display:grid;grid-template-columns:repeat(4,1fr);gap:18px;margin-top:34px}.stat{padding:22px;border:1px solid var(--line);border-radius:16px;background:#fff}.stat strong{display:block;color:var(--navy);font-size:28px;line-height:1}.stat span{display:block;color:var(--muted);font-size:13px;margin-top:8px}.content-layout{display:grid;grid-template-columns:minmax(0,1fr) 310px;gap:48px;align-items:start}.article{max-width:780px}.article p{color:#4d596d}.article h2{margin-top:42px}.article h3{margin-top:26px}.article ul,.article ol{padding-left:22px;color:#4d596d}.article li{margin:9px 0}.callout{border-left:3px solid var(--gold);background:#fbfaf6;padding:20px 22px;border-radius:0 14px 14px 0;color:#3f4653;margin:28px 0}.sidebar{position:sticky;top:104px;display:grid;gap:18px}.side-card{border:1px solid var(--line);border-radius:18px;background:#fff;padding:22px;box-shadow:0 10px 30px rgba(12,27,51,.04)}.side-card h3{font-size:17px;margin-bottom:10px}.side-card a{display:block;padding:9px 0;border-bottom:1px solid #eef1f5;font-size:14px;font-weight:650}.side-card a:last-child{border-bottom:0}.breadcrumb{font-size:13px;color:var(--muted);padding:22px 0 0}.breadcrumb a{color:var(--muted)}.page-hero{background:linear-gradient(180deg,#fff 0%,#f8fafc 100%);border-bottom:1px solid var(--line)}.page-hero .container{padding:54px 0 62px}.page-hero h1{font-size:clamp(38px,4vw,56px)}.intent-box{font-size:14px;color:#596579;background:#f8fafc;border:1px solid var(--line);border-radius:14px;padding:16px 18px;margin-top:24px}.intent-box strong{color:var(--navy)}.faq-list{display:grid;gap:14px}.faq-item{border:1px solid var(--line);background:#fff;border-radius:16px;padding:20px 22px}.faq-item h3,.faq-item summary{font-size:18px;line-height:1.35;color:var(--navy);font-weight:720;letter-spacing:-.01em;margin:0 0 8px}.faq-item p{margin:0;color:#596579}.faq-item details summary{cursor:pointer}.faq-item details[open] summary{margin-bottom:10px}.resource-list{display:grid;grid-template-columns:repeat(2,minmax(0,1fr));gap:16px}.resource-link{display:flex;justify-content:space-between;align-items:center;gap:16px;padding:18px 20px;border:1px solid var(--line);border-radius:16px;background:#fff;font-weight:720;color:var(--navy)}.resource-link span{display:block;font-weight:500;color:var(--muted);font-size:13px;margin-top:2px}.resource-link:hover{text-decoration:none;border-color:#cfd7e3;box-shadow:0 10px 28px rgba(12,27,51,.06)}.contact-grid{display:grid;grid-template-columns:.85fr 1.15fr;gap:34px;align-items:start}.contact-card{background:#fff;border:1px solid var(--line);border-radius:22px;padding:28px;box-shadow:var(--shadow)}.contact-detail{display:grid;gap:14px;margin-top:18px}.contact-detail div{padding:16px;border:1px solid var(--line);border-radius:14px;background:#fafbfc}.contact-detail strong{display:block;color:var(--navy);font-size:14px}.contact-detail span,.contact-detail a{color:#596579;font-size:15px}.form{display:grid;gap:16px}.form-row{display:grid;grid-template-columns:1fr 1fr;gap:16px}.field label{display:block;font-size:13px;font-weight:720;color:#344054;margin-bottom:6px}.field input,.field select,.field textarea{width:100%;border:1px solid #d9dee8;border-radius:12px;padding:12px 13px;font:inherit;background:#fff;color:#253041}.field textarea{min-height:132px;resize:vertical}.field input:focus,.field select:focus,.field textarea:focus{outline:3px solid rgba(53,92,134,.14);border-color:#91a6bd}.caution{font-size:13px;color:#667085;background:#f8fafc;border:1px solid var(--line);padding:14px;border-radius:14px}.site-footer{background:#0c1b33;color:#d6dce7;padding:44px 0 28px}.footer-grid{display:grid;grid-template-columns:1.1fr .9fr .9fr;gap:34px}.site-footer a{color:#d6dce7}.site-footer h3{font-family:Inter,-apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,Arial,sans-serif;color:#fff;font-size:16px;margin-bottom:10px}.site-footer p,.site-footer li{color:#b8c2d2;font-size:14px}.footer-links{list-style:none;padding:0;margin:0;display:grid;gap:8px}.footer-bottom{border-top:1px solid rgba(255,255,255,.12);margin-top:28px;padding-top:18px;display:flex;justify-content:space-between;gap:20px;color:#aab6c7;font-size:13px}.modal{position:fixed;inset:0;z-index:1000;display:none;align-items:center;justify-content:center;background:rgba(12,27,51,.58);padding:24px}.modal.show{display:flex}.modal-card{width:min(640px,100%);background:#fff;border-radius:24px;box-shadow:0 30px 90px rgba(0,0,0,.24);padding:34px;border:1px solid #e4e8ef}.modal-card h2{font-size:28px;margin-bottom:12px}.modal-card p{color:#4d596d}.modal-actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:22px}.exit-btn{background:#fff;border:1px solid #d8dde6;color:#253041}.visually-hidden{position:absolute!important;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}.toc{display:grid;gap:8px}.toc a{font-size:14px}.simple-table{width:100%;border-collapse:collapse;margin:22px 0;background:#fff;border:1px solid var(--line);border-radius:16px;overflow:hidden}.simple-table th,.simple-table td{text-align:left;padding:14px 16px;border-bottom:1px solid var(--line);vertical-align:top}.simple-table th{background:#f8fafc;color:var(--navy);font-size:14px}.simple-table tr:last-child td{border-bottom:0}.mini-note{font-size:13px;color:var(--muted)}
@media (max-width: 980px){.hero-inner,.content-layout,.contact-grid{grid-template-columns:1fr}.hero-inner{padding:60px 0}.sidebar{position:static}.grid.three,.grid.four{grid-template-columns:repeat(2,minmax(0,1fr))}.stat-row{grid-template-columns:repeat(2,1fr)}.footer-grid{grid-template-columns:1fr 1fr}.section-head{display:block}.section-head p{margin-top:10px}.nav{position:absolute;left:22px;right:22px;top:72px;background:#fff;border:1px solid var(--line);border-radius:16px;box-shadow:var(--shadow);display:none;flex-direction:column;align-items:stretch;padding:10px}.nav.open{display:flex}.nav a{padding:12px 14px}.menu-toggle{display:inline-flex}.nav-wrap{height:72px}}
@media (max-width: 640px){.container{width:min(100% - 30px,var(--max))}.section{padding:52px 0}.grid.two,.grid.three,.grid.four,.resource-list,.form-row,.stat-row,.footer-grid{grid-template-columns:1fr}h1{font-size:38px}.lead{font-size:17px}.hero-panel{padding:22px}.footer-bottom{flex-direction:column}.modal-card{padding:24px}.contact-card{padding:22px}.page-hero .container{padding:42px 0 48px}}